import java.util.Scanner;

public class LoanQualificationProgram {
    public static void main(String[] args) {
    	char		charInput;
		boolean		employed, hasDegree;
		int			age, yearsWorked;


        // Get a Scanner object for user input
        Scanner	keyboard = new Scanner(System.in);

        // Display some opening instructions
        System.out.println("Bank of Java");
        System.out.println("============");
        System.out.println("Follow the instructions below to " +
                           "determine whether or not you qualify " +
                           "for a Entrepreneur Startup Loan...\n");

		// Determine whether or not the user is employed
		System.out.print("Are you currently employed (Y/N)?  ");
		charInput = keyboard.nextLine().charAt(0);
		employed = (charInput == 'y') || (charInput == 'Y');

		// Determine if the user has a recent University degree
		System.out.print("Did you graduate with a University degree " +
                 		 "in the past 6 months (Y/N)?  ");
		charInput = keyboard.nextLine().charAt(0);
		hasDegree = (charInput == 'y') || (charInput == 'Y');

		// Determine the user's age
		System.out.print("How old are you ?  ");
		age = keyboard.nextInt();

		// Determine the number of years worked at full time status
		System.out.print("How many years have you been working " +
		                 "at full time status ?  ");
		yearsWorked = keyboard.nextInt();
		System.out.println("\n");

		// Now determine whether or not the person qualifies for the loan
		if (employed) {
		    if (hasDegree)
		        System.out.println("Congratulations! You qualify " +
		                           "for the ESL loan.");
		    else {
		        if (age >= 30) {
		            if (yearsWorked >= 10)
		                System.out.println("Congratulations! You qualify " +
		                                   "for the ESL loan.");
		            else
		                System.out.println("Sorry, you must have worked " +
		                                   "at least 10 years at full " +
		                                   "time status to qualify.");
		        }
		        else
		            System.out.println("Sorry, you must be a recent " +
		                               "University graduate or be at " +
		                               "least 30 years of age.");
		    }
		}
		else {
		    System.out.println("Sorry, you must be currently " +
		                       "employed to qualify.");
		}
    }
}